# How All In Credit Union uses Zest AI

**70%**: “70% of all consumer lending decisions being automated”

As published on [zest.ai](https://www.zest.ai/customer-stories/all-in-cu). Captured by usedby on 2026-10-24.

- Company: [All In Credit Union](https://www.usedby.ai/companies/all-in-credit-union.md)
- Tool: [Zest AI](https://www.usedby.ai/tools/zest.md)
- Industry: [Banking & Mortgages](https://www.usedby.ai/companies/industry/banking-mortgages.md)
- Teams: Lending
- Customer since (as the page says): Partnering with Zest AI in 2021

## The use case: how All In Credit Union deploys Zest AI

All In Credit Union uses Zest AI's automated underwriting to make lending decisions with less manual work, and has extended the borrower insights into front-end marketing for pre-qualification and cross-selling of loans through a WithClutch integration.

Summary written by usedby from the source page, in English. The figures are those of Zest AI and All In Credit Union, not ours.

> Throughout their partnership with Zest AI, the team has worked to adjust policy cutoffs and guardrails to create a touchless, efficient, and accurate lending process, leading to 70% of all consumer lending decisions being automated.

> From the beginning of our partnership, Zest AI has been wonderful to work with. In addition to the day-to-day support we receive from their team, their technology allows us to approve loans we wouldn’t have approved before. From making policy suggestions to proactively finding ways to optimize our processes, their commitment to our goals helps us find ways to make better decisions and better serve our members.
>
> Todd Peeples, SVP Sales and Lending

Source: [zest.ai](https://www.zest.ai/customer-stories/all-in-cu), captured 2026-10-24.

> What’s nice about LuLu is it’s been purpose-built AI from the get-go. That’s a big advantage when it comes to extracting actionable insights. To have a solution where anyone can use everyday language to dive into the data—and get immediate, reliable results without waiting—that is huge.
>
> Todd Peeples, SVP Sales and Lending

Source: [zest.ai](https://www.zest.ai/customer-stories/all-in-credit-union), captured 2026-10-16.

## Zest AI users in Banking & Mortgages

- [Altra Federal Credit Union](https://www.usedby.ai/companies/altra-federal-credit-union.md) — Confirmed
- [Clark County Credit Union](https://www.usedby.ai/companies/clark-county-credit-union.md) — Confirmed
- [Commonwealth Credit Union](https://www.usedby.ai/companies/commonwealth-credit-union.md) — Confirmed
- [Community Choice Credit Union](https://www.usedby.ai/companies/community-choice-credit-union.md) — Confirmed
- [Credit Union West](https://www.usedby.ai/companies/credit-union-west.md) — Confirmed
- [Desert Valleys FCU](https://www.usedby.ai/companies/desert-valleys-fcu.md) — Confirmed

## What usedby checked

We compared the story with its live page on 2026-10-24.

- Checked: the figure 70% is printed word for word on the page, near the name of All In Credit Union.
- Checked: the passage quoted above is copied word for word from the page, near the name of All In Credit Union.
- Checked: All In Credit Union uses Zest AI. Confirmed line. Latest check across sources: 2026-10-24.
- Not checked: the result itself. We quote it; we did not measure it.

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Source: https://www.usedby.ai/case-studies/all-in-credit-union-zest-2 · How we check: https://www.usedby.ai/methodology