# How Hingham Institution for Savings uses Ramp

**\>30 hours/month**: “\>30 hours/month reclaimed”

As published on [ramp.com](https://ramp.com/customers/hingham). Captured by usedby on 2026-10-07.

- Company: [Hingham Institution for Savings](https://www.usedby.ai/companies/hingham-institution-for-savings.md)
- Tool: [Ramp](https://www.usedby.ai/tools/ramp.md)
- Teams: Accounts Payable, Finance

## What the story says

The bank consolidated its corporate cards, expense management, reimbursements, travel, bill pay and 1099 filing onto Ramp, replacing American Express, AvidXchange and spreadsheet-based processes. It also refers its commercial clients to the platform as a Ramp banking partner.

Summary written by usedby from the source page, in English. The figures are those of Ramp and Hingham Institution for Savings, not ours.

> Accounts payable, once nearly a full-time job, now takes less than a couple hours of one. As the bank grew, the finance team did not. It held at four people, and when an accountant eventually moved on, the busywork that had filled the role was already automated.

- **$150,000+**: “$150,000+ saved with one platform”
- **99%**: “99% of approvals automated”
- **80%**: “Today roughly 99% of card transactions need no manual review, and more than 80% code themselves.”

> Most banks treat the back office as a cost to keep down. We treat ours as a return to compound, which is why we run it on Ramp. Now we put our clients on Ramp, too.
>
> Patrick Gaughen, President & COO, Hingham Institution for Savings

## What usedby checked

We compared the story with its live page on 2026-10-07.

- Checked: the figure \>30 hours/month is printed word for word on the page, near the name of Hingham Institution for Savings.
- Checked: the passage quoted above is copied word for word from the page, near the name of Hingham Institution for Savings.
- Checked: each number in our summary is printed on the page.
- Checked: Hingham Institution for Savings uses Ramp. Confirmed line. Latest check across sources: 2026-10-07.
- Not checked: the result itself. We quote it; we did not measure it.

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Source: https://www.usedby.ai/case-studies/hingham-institution-for-savings-ramp · How we check: https://www.usedby.ai/methodology