# How Jewelers Mutual uses H2O.ai

As published on [h2o.ai](https://h2o.ai/case-studies/jewelers-mutual-h2o). Captured by usedby on 2026-10-29.

- Company: [Jewelers Mutual](https://www.usedby.ai/companies/jewelers-mutual.md)
- Tool: [H2O.ai](https://www.usedby.ai/tools/h2o-ai.md)
- Industry: [Insurance & InsurTech](https://www.usedby.ai/companies/industry/insurance-insurtech.md)
- Teams: Underwriting, Embedded Analytics

## The use case: how Jewelers Mutual deploys H2O.ai

Jewelers Mutual, an insurer dedicated to jewelry, uses H2O Driverless AI and H2O-3 to build explainable machine learning models that give commercial underwriters reason-coded decisions through a web application. The models are deployed as MOJOs across a hybrid cloud environment and also help identify jewelry stores needing extra physical security during wildfires and power outages.

Summary written by usedby from the source page, in English. The figures are those of H2O.ai and Jewelers Mutual, not ours.

> With explainable models in production, Jewelers Mutual offered more competitive jewelry protection rates and improved its overall business relationships with jeweler partners.

> We chose H2O AI because it gave us the transparency we needed into our machine learning process, much more flexibility than the other tools we evaluated, and the strongest machine learning explainability capabilities on the market.
>
> Andrew Langsner, Senior Manager, Embedded Analytics at Jewelers Mutual

Source: [h2o.ai](https://h2o.ai/case-studies/jewelers-mutual-h2o), captured 2026-10-29.

## H2O.ai users in Insurance & InsurTech

- [IFFCO-Tokio](https://www.usedby.ai/companies/iffco-tokio.md) — Confirmed
- [Nationwide](https://www.usedby.ai/companies/nationwide.md) — Confirmed
- [Progressive](https://www.usedby.ai/companies/progressive.md) — Confirmed
- [State Farm](https://www.usedby.ai/companies/state-farm.md) — Observed
- [Tokio Marine](https://www.usedby.ai/companies/tokio-marine.md) — Observed
- [Zurich Insurance](https://www.usedby.ai/companies/zurich-insurance.md) — Observed

## What usedby checked

We compared the story with its live page on 2026-10-29.

- Checked: the passage quoted above is copied word for word from the page, near the name of Jewelers Mutual.
- Checked: each number in our summary is printed on the page.
- Checked: Jewelers Mutual uses H2O.ai. Confirmed line. Latest check across sources: 2026-11-04.
- Not checked: the result itself. We quote it; we did not measure it.

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Source: https://www.usedby.ai/case-studies/jewelers-mutual-h2o-ai · How we check: https://www.usedby.ai/methodology