# How Payro Finance uses Ocrolus

**3x**: “3x funding volume over three years while maintaining underwriting headcount”

As published on [ocrolus.com](https://www.ocrolus.com/customer-stories/payro-finance-triples-funding-volume-with-ocrolus/), June 2026. Captured by usedby on 2026-10-07.

- Company: [Payro Finance](https://www.usedby.ai/companies/payro-finance.md)
- Tool: [Ocrolus](https://www.usedby.ai/tools/ocrolus.md)
- Teams: Underwriting

## What the story says

Payro Finance, a payroll lender, uses Ocrolus to automate bank statement analysis and to detect document fraud in loan applications. This replaced manual statement review and manual bank verification, so a single underwriter can make fast funding decisions.

Summary written by usedby from the source page, in English. The figures are those of Ocrolus and Payro Finance, not ours.

> The team has tripled its funding volume without adding a single underwriter, maintaining the same capacity and underwriting structure throughout.

- **67%**: “67% reduction in bank statement review time (2.5 to 3 hours to under 1 hour)”
- **20-second**: “20-second payroll expense calculation surfaced instantly from Ocrolus transaction data”
- **30-minute**: “Same-day funding enabled by a 30-minute decisioning cycle once documents are processed”

> We're extremely efficient with Ocrolus. We've been able to scale 3x the volume with the same capacity and underwriting department.
>
> Austin Favero, Lead Loan Underwriter

## What usedby checked

We compared the story with its live page on 2026-10-07.

- Checked: the figure 3x is printed word for word on the page, near the name of Payro Finance.
- Checked: the passage quoted above is copied word for word from the page, near the name of Payro Finance.
- Checked: the publication date is read from the page’s own metadata, never guessed.
- Checked: Payro Finance uses Ocrolus. Confirmed line. Latest check across sources: 2026-10-07.
- Not checked: the result itself. We quote it; we did not measure it.

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Source: https://www.usedby.ai/case-studies/payro-finance-ocrolus · How we check: https://www.usedby.ai/methodology