# How Vision Banco uses H2O.ai

**96%** Less model build time

As published on [h2o.ai](https://h2o.ai/case-studies/vision-banco-h2o). Captured by usedby on 2026-11-09.

- Company: [Vision Banco](https://www.usedby.ai/companies/vision-banco.md)
- Tool: [H2O.ai](https://www.usedby.ai/tools/h2o-ai.md)
- Industry: [Banking & Mortgages](https://www.usedby.ai/companies/industry/banking-mortgages.md)

## The use case: how Vision Banco deploys H2O.ai

Vision Banco uses H2O Driverless AI to automate building predictive models for credit risk scoring, default prediction and propensity to buy. Models are deployed as MOJO scoring pipelines instead of PMML, running on an IBM Power System AC922.

Summary written by usedby from the source page, in English. The figures are those of H2O.ai and Vision Banco, not ours.

> Model build time dropped from six months or more to under a week. More accurate credit risk models let the bank target offers better, which it estimates is worth millions in additional revenue.

> With Driverless AI we save a lot of time, because we accelerate building predictive models with better accuracy. It used to take on average six months or more just to build the models. Now it is done in less than a week.
>
> Ruben Diaz, Data Scientist, Vision Banco

Source: [h2o.ai](https://h2o.ai/case-studies/vision-banco-h2o), captured 2026-11-09.

## H2O.ai users in Banking & Mortgages

- [Capital One](https://www.usedby.ai/companies/capital-one.md) — Confirmed
- [Commonwealth Bank](https://www.usedby.ai/companies/commonwealth-bank.md) — Confirmed
- [ING](https://www.usedby.ai/companies/ing.md) — Confirmed
- [Wells Fargo](https://www.usedby.ai/companies/wells-fargo.md) — Confirmed
- [Akbank](https://www.usedby.ai/companies/akbank.md) — Observed
- [Citi](https://www.usedby.ai/companies/citi.md) — Observed

## What usedby checked

We compared the story with its live page on 2026-11-09.

- Checked: the figure 96% is on the page; its label is our wording.
- Checked: the passage quoted above is copied word for word from the page, near the name of Vision Banco.
- Checked: Vision Banco uses H2O.ai. Confirmed line. Latest check across sources: 2026-11-09.
- Not checked: the result itself. We quote it; we did not measure it.

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Source: https://www.usedby.ai/case-studies/vision-banco-h2o-ai · How we check: https://www.usedby.ai/methodology