# How Wells Fargo uses H2O.ai

As published on [h2o.ai](https://h2o.ai/case-studies/wells-fargo-h2o). Captured by usedby on 2026-11-09.

- Company: [Wells Fargo](https://www.usedby.ai/companies/wells-fargo.md)
- Tool: [H2O.ai](https://www.usedby.ai/tools/h2o-ai.md)
- Industry: [Banking & Mortgages](https://www.usedby.ai/companies/industry/banking-mortgages.md)
- Teams: Enterprise Analytics and Data Science, Corporate Model Risk

## The use case: how Wells Fargo deploys H2O.ai

Wells Fargo uses H2O-3 to build its enterprise data science team and to keep machine learning models explainable and manage model risk in a heavily regulated banking environment.

Summary written by usedby from the source page, in English. The figures are those of H2O.ai and Wells Fargo, not ours.

> Transparency, accountability, and trustworthiness of data-driven decision support systems based on AI and machine learning, or more traditional statistical or rule-based approaches, are serious regulatory mandates in banking, insurance, healthcare, and other industries.

> In order to be able to create something awesome like a great data science team, we need to be able to take those chances organizationally with people so as to produce those great outcomes we have been looking for.
>
> Krish Swamy, Senior Vice President - Enterprise Analytics and Data Science

Source: [h2o.ai](https://h2o.ai/case-studies/wells-fargo-h2o), captured 2026-11-09.

## Other AI tools used by Wells Fargo

- [Beamery](https://www.usedby.ai/tools/beamery.md) — Confirmed
- [Celonis](https://www.usedby.ai/tools/celonis.md) — Confirmed
- [Arize AI](https://www.usedby.ai/tools/arize-ai.md) — Observed
- [Sonar](https://www.usedby.ai/tools/sonar.md) — Observed

## H2O.ai users in Banking & Mortgages

- [Capital One](https://www.usedby.ai/companies/capital-one.md) — Confirmed
- [Commonwealth Bank](https://www.usedby.ai/companies/commonwealth-bank.md) — Confirmed
- [ING](https://www.usedby.ai/companies/ing.md) — Confirmed
- [Vision Banco](https://www.usedby.ai/companies/vision-banco.md) — Confirmed
- [Akbank](https://www.usedby.ai/companies/akbank.md) — Observed
- [Citi](https://www.usedby.ai/companies/citi.md) — Observed

## What usedby checked

We compared the story with its live page on 2026-11-09.

- Checked: the passage quoted above is copied word for word from the page, near the name of Wells Fargo.
- Checked: each number in our summary is printed on the page.
- Checked: Wells Fargo uses H2O.ai. Confirmed line. Latest check across sources: 2026-11-09.
- Not checked: the result itself. We quote it; we did not measure it.

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Source: https://www.usedby.ai/case-studies/wells-fargo-h2o-ai · How we check: https://www.usedby.ai/methodology