
Quick Info
What is Zest?
Zest AI provides machine learning software for credit underwriting. It helps lenders make more accurate, fair, and transparent credit decisions using explainable AI models.
Key Capabilities
ML underwriting
Powered by advanced AI models
Model explainability
Powered by advanced AI models
Fair lending
Powered by advanced AI models
Risk scoring
Core Zest capability
Model monitoring
Core Zest capability
Compliance
Core Zest capability
Real-world use cases
See how leading companies are leveraging Zest to transform their workflows


VyStar Credit Union

Credit Union of Texas

Blue Federal Credit Union

Desert Valleys FCU

Community Choice Credit Union
Companies using Zest


















What users say about Zest
Trusted by teams at Credit Union West, All In Credit Union, and StagePoint Federal Credit Union
“Read case studyZest AI’s LuLu platform has saved us countless hours compiling data for comprehensive peer reports. In the past, we had to manually collect that data from multiple sources and consolidate them into one report. Now we can request all those desired data points and receive them already structured and compiled according to our reporting needs.”
“Read case studyReporting and analysis are often a resource-intensive process. Reliability in the insights and output is also a challenge because I may have something in my mind that I want to see; however, someone on the data team may use other terms or language and interpret the request differently.”
“Read case studyOne of the things that I’ve always been impressed about with Zest AI is we were able to **get up and running in a very short period of time**. We didn’t miss a beat, and I don’t know how we would have survived that period without Zest AI.”
“Read case studytalks how working with Zest has helped Blue FCU compete with other financial institutions, save staff thousands of hours each month through auto-decisioning, and benefit the Blue community by making credit more available to members.”
“Read case studyUsing more data and better math with Zest AI’s technology, Empower can get a fuller, clearer picture of each member and make more impactful lending decisions.”
“Read case studydiscuss bringing the Zest AI solution and service to Stanford FCU and the beginnings of a strong partnership.”
Zest adoption by industry
See which industries are leading the adoption of Zest
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Frequently asked questions about Zest
Zest is used by 19 companies including Verity Credit Union, VyStar Credit Union, Credit Union of Texas . These organizations leverage Zest for finance & accounting ai capabilities.
📊 Zest is tracked by UsedBy.ai with 19 verified company adoptions, primarily in Banking & Mortgages.
Not sure if Zest is right for you?
Compare with alternatives and find the best tool for your needs.
Looking for something else? See how Zest compares to Numeric.

All In Credit Union
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