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Who uses Zest?

AI-powered credit underwriting zest.ai

28

companies use Zest

18 confirmed 10 observed

28 companies use Zest. 82% are in Banking & Mortgages. Confirmed or observed customers include Credit Union of Texas, Great Basin Federal Credit Union, and Idaho Central Credit Union. 18 of them are confirmed by a published case study, quote or press release.Latest check Oct 5, 2026: 18 of 28 companies checked, from 12 public sources.

Customers by proof
18 confirmed, 10 observed
Top industry
Banking & Mortgages, 82% of customers
Most similar
FloQast, no shared customer yet
Website
zest.ai

What Zest does

Zest AI provides machine learning software for credit underwriting. It helps lenders make more accurate, fair, and transparent credit decisions using explainable AI models.

Written by usedby from zest.ai.

Main features

  • ML underwriting
  • Model explainability
  • Fair lending
  • Risk scoring
  • Model monitoring
  • Compliance

Common uses

  • Credit decisions
  • Loan underwriting
  • Risk assessment
  • Fair lending compliance
  • Portfolio optimization
  • Default prediction

28 companies use Zest

Every company below links to the public page that shows it uses Zest. Open a row to see the dated capture.

Customers over time: appears once we have six months of archived captures.

CompanyIndustryProof
Credit Union of TexasBanking & Mortgages
Great Basin Federal Credit Union—
Idaho Central Credit UnionBanking & Mortgages
Natco Credit Union—
Suncoast Credit UnionBanking & Mortgages
Wauna Credit Union—
First Hawaiian BankBanking & Mortgages
Fruliant Federal Credit Union—
Redwood Credit UnionBanking & Mortgages
Reliable Credit Association, Inc.—
Showing 10 of 28.

By industry

82% of Zest's customers are in Banking & Mortgages.

Banking & Mortgages23
Other5

Is Zest right for your company?

See what companies in your industry use, from the companies we track. Pick your industry.

Of the 94 Banking & Mortgages companies on usedby, 23 are listed as Zest customers. 1 uses only another Finance & Accounting AI tool.

  • Zest only, 25%
  • Zest and another tool in Finance & Accounting AI, 0%
  • Another tool in Finance & Accounting AI only, 1%
  • No Finance & Accounting AI tool we can see, 74%

These are companies usedby tracks because a public page names them, often Zest's own customer page. It is not a market share. A company counts once, whatever the number of tools it uses.

What customers report

Results as published by Zest and its customers. Each one links to its dated source. We quote, we do not score.

No published results yetWe have not captured a customer story of Zest with a result we can quote.

Before you buy Zest

What Zest publishes on the points buyers check first, each with its source and check date.

Not verified yetWe have not yet verified Zest's pricing, security or data terms.

Questions to ask in your demo

  1. Which of your customers look like us, by industry and size?
  2. What does a pilot cost, and what decides the move to a full contract?
  3. Where is our data stored, who can access it, and is it used to train models?
  4. How does Zest work with the tools we already use?

Zest alternatives

Tools compared with Zest most often, with the customers they share.

ToolCustomersShared with ZestCompare
FloQast96 customers, 0 shared960Zest vs FloQast
HighRadius72 customers, 0 shared720Zest vs HighRadius
Ramp56 customers, 0 shared560Zest vs Ramp
Campfire43 customers, 0 shared430Zest vs Campfire
DataSnipper38 customers, 0 shared380Zest vs DataSnipper

Questions about Zest

Who uses Zest?

28 companies use Zest, including Credit Union of Texas, Great Basin Federal Credit Union, and Idaho Central Credit Union.

Which industries use Zest?

The industries with the most Zest customers are Banking & Mortgages (23).

What are the alternatives to Zest?

The tools compared with Zest most often are FloQast (96 customers, 0 shared), HighRadius (72 customers, 0 shared), Ramp (56 customers, 0 shared), and Campfire (43 customers, 0 shared). See all Zest alternatives.

How does usedby know who uses Zest?

Each company is linked to a public page that names it: Zest's customer page, a published case study, a press release or a job post. We save each page with a dated capture and check it again on each run. A company leaves the list only after three checks in a row that no longer find it, and at least 14 days after it was last seen. A company with a published case study or quote is never removed automatically.

What do confirmed, observed and signal mean?

Confirmed (18): a case study, a named quote or a press release. Observed (10): Zest shows the company on its own pages, for example a logo wall. Signal (0): a job post shows the company’s employees use Zest, the weakest proof. Every level counts as a customer, and each line shows its level.

How current is this list?

The most recent check was on October 5, 2026, and 18 of 28 companies on this list have been checked so far. A company leaves the list only after three checks in a row that no longer find it, and at least 14 days after it was last seen. A company with a published case study or quote is never removed automatically.

Changes and sources

New customers

No new customer yet. Tracking of Zest started on October 2, 2026. New customers appear after two complete checks of its pages.

Where this data comes from

Customer page zest.ai/learn/success_storiesCaptured Oct 2, 2026
2 case studies, quotes and press releasesLatest capture Oct 5, 2026